Wednesday, November 23, 2011

Thanksgiving

Pheasants that I shot last week are in the 'fridge defrosting.  The carrots, celery, yellow peppers, onions and mushrooms are in the cast iron dutch oven on low heat soaking in some cheap ass white wine.  The truck is packed for a Thanksgiving Day pheasant hunt at Carlyle and a certain puppy dog I know that has a big nose and floppy ears is itching to go.  And Thursday, there will be Packers and Lions playing football.  With any luck, I'll catch the game on the radio while driving home and smoking a cigar.

Get Big Tits or Die Tryin'

Trying to make the leap from an F to a G cup and didn't make it....

Seen here at Germany's "Venus" porn festival, Cora was well known for trying to give 200 men fellatio in one day. She fell ill by the 75th man.  Gone but not forgotten.

Tuesday, November 22, 2011

Mispricing Risk ---- American Style!

History has not dealt kindly with protracted periods of low risk premiums.


Got a Jacques Cousteau Snorkel Mortgage on your fabulous shack and need to refinance into an even cheaper interest rate than you already have???? No problem.  Uncle Shylock Sam has got you covered via the Home Affordable Refinance Program and it is thought that in 2012, there will be no limit on the loan to value ratio!!!!   Buying votes in an election year from important states like NY, FL and CA via mortgage refinancing....damned if these grifters ain't good!

5. How do I know if I am eligible for a refinance under HARP?

You may be eligible if:
The mortgage MUST be owned or guaranteed by Fannie Mae or Freddie Mac.
The mortgage MUST have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009. (back in the good old bubble days)
The mortgage CANNOT have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
The current loan-to-value (LTV) ratio MUST be greater than 80% - NOTE THAT ONE KIDS***MUST BE GREATER THAN 80% LOAN TO VALUE***
The borrower MUST be current on the mortgage at the time of the refinance, with no late payment in the past six months and no more than one late payment in the past 12 months.
You have a reasonable ability to pay the new mortgage payments.
The refinance improves the long term affordability or stability of your loan.

Christmas Shopping List Item

She never was much of a reader except for the “Chicken Soup for the Soul” kind of bullshit but I think this book might be a good “how to” guide for her.  As a bonus, I can get a used paperback copy for the princely sum of just 8 Ben Bernanke Fun Bucks. 

I understand that the author will soon have a sequel called “My Single Grandma Life: Stories and Practical Lessons for Your Journey” so that can be on my 2012 Christmas shopping list.

As Fred from Dirt Cheap says, “Have fun, be careful out there and enjoy the journey.”



Hugs and Kisses, you rotten bitch.