There's an old banking phrase that many will become intimately acquainted with: Those who do not understand compounding interest PAY it while those who do understand compounding interest COLLECT it.
It is high time that you bunch of coddled, cuddled and over indebted losers cough it up.
No more hiding behind the skirt (or in the case of Janet Yellen, pantsuit because she has probably NEVER looked good in a skirt and looks only SLIGHTLY LESS UN-FUCKABLE in a pantsuit) of your fucking Mommy who masquerades as an impartial Central Bank. Will it hurt? Abso-fucking-lutely. Too fucking bad.
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