A Momentary Upward Blip or a New Long Term Trend - Who Knows?

Don't underestimate - Americans <3 buying shiny objects and assorted Chi-Com shit on credit.

"Americans are feeling confident enough in the economy to go back to a time-honored tradition - taking on a little extra debt."

Personal observation: no shortage of people in restaurants.  The last time I was at a Bread Co., I had to sit next to some pig who couldn't finish his meal without first breaking into a fucking sweat.